Self Help Rehab Program (SHR)

Community Action Partnership of Northwest Montana (CAPNM) has been granted the USDA-RD Self-Help Rehab grant that allows us to assist homeowners in repairing their existing homes. This program combines the efforts of the homeowner, CAPNM staff, volunteers, and licensed contractors to meet home repair needs through the use of low-interest loans and grants. If you are able to do some labor toward repairing the home you already own, now is the time to apply! We will work with you to determine income eligibility and meet funding guidelines. Contact Steph for more information: (406) 758-5475!

What is it?
-Loans & grants to income-eligible homeowners to repair, improve or modernize their homes.

Qualifications?
-Be a homeowner and occupy the house, be unable to obtain affordable credit elsewhere, household income below 50% AMI, or age 62 and holder, and unable to repay a repair loan.

How much money can I get?
-Maximum loans are $20,000, maximum grants are $7,500, and they can be combined for up to $27,500 in assistance.

Loan Terms?
-Loans can be repaid over 20 years at 1% fixed interest rate.

How do I get started?
-Call Steph Schroeder at (406) 785-5475 or email sschroeder@capnwmt.org